FAES Insurance Open Enrollment 2024-2025

FAES Insurance Open Enrollment: September 9-20

Medical/Prescription, Dental and Vision Plans for 2024-2025 Plan Year

Effective November 1, 2024

Since 1959 the Foundation for Advanced Education in the Sciences (FAES) has been working to support the professional and educational mission of the National Institutes of Health. This support includes a health insurance program for select members of the NIH community. Over the years FAES has made many changes to ensure a robust and sustainable insurance plan for members. 

FAES will continue to offer the Luminare Health/Aetna Signature Administrators PPO Medical/Prescription plan and the MetLife Dental and Vision plans for the 2024-2025 plan year. We are pleased to announce that no coverage changes were made to the medical, prescription, dental and vision plans for the new plan year.

Enhancements for the 2024-2025 plan year are:

• FAES has partnered with RxBenefits to provide an enhanced pharmacy customer service experience.
• Expansion of Benefits:
  • Increased outpatient therapy (physical, speech and occupational) limit to 50 visits per plan year combined.
  • Hearing aid coverage increased to $5,000 per hearing impaired ear every 3 years.

Open Enrollment Information:

• 2024-2025 Benefits Guide
• Insurance Plan Video

Open Enrollment is a time when members can make changes to their insurance election. Changes can include switching from individual coverage to family coverage (or vice versa), dropping coverage all together, or enrolling if they previously waived coverage. If members wish to make changes, please contact the FAES Insurance department by email or phone. Changes will take effect with the start of our new plan year on November 1, 2024. 

If members are currently enrolled and will not be making any changes for the new plan year, they will not need to fill out new paperwork.